Consumer Rights

Because this area has exploded in the past decade, telephone orders and mail order solicitations have their own set of rules which often vary by state. If you do have any particular questions about your state, contact an attorney through member services. We’re here to help.

What is a Warranty? Warranties are guarantees made usually by manufacturers or service companies which may describe the terms by which services, repairs, replacement, or maintenance will be conducted should any such work be necessary.

Building a better argument to fight against your traffic ticket will increase your chance of success. Objective evidence, pictures, research from the scene, diagrams and witnesses can bolster your chances of winning your case. You will have an opportunity to cross-examine the police officer, so be prepared with questions that support your evidence and maintain a professional attitude.

Collection agencies are in business solely to collect money. While many of these agencies have not studied politeness or manners, these agencies are legally able to harass and pressure you for amounts owed.

You do have certain rights as a debtor:

After a judgment is entered against you in court, what happens? First, a sheriff or marshal or other state authority may notify your employer of the judgment and the garnishment. Depending upon the state, the amount garnished will vary, but it is usually a percentage of your paycheck, less certain exemptions offered by state law.


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