Financial and Consumer

Evidence - Eye Witnesses

Much of the evidence received in court is through witnesses. When you are deciding to sue, and you have an eye witness, be sure that you have that witness in court to testify. If a person saw the accident on which you are suing, either contact them to bring them to court, or subpoena them. The Small Claims Court clerk will tell you how to subpoena witnesses.

The Other Party's Evidence

If you decide to sue in Small Claims Court, look at all you must overcome to win your case.

Collecting Evidence

If you have decided that pursuing a small claims case is in your best interest, you must decide to see if it can be won with your evidence. If you need to fight an uphill battle, it may not be worth taking the case to court. Remember, the plaintiff, the person bringing the suit, has the burden of proving each element of their case.

Why Many Families Don’t Plan, but Should

One of the most common reason for not planning is because people do not feel as if they have enough assets, or income. They are spending every paycheck and feel that they could not possibly have any left over to set some aside for retirement.

What is Financial Planning?

Quite simply, financial planning is creating an idea of what you want your financial picture to look like at some time later in life, thinking about and researching the methods of getting there, and then establishing an actual plan of income accumulation to make sure you get there.

Understanding Credit

Credit gives you the ability to purchase larger items when you don't have the money available or that would be outside your reach otherwise, such as a home or a car. It involves borrowing money with the understanding that you will pay back what you borrowed over time – usually with interest added. Using credit also helps you build your reputation as a borrower.

Reduce your Expenses

Reducing your monthly expenses helps you make the most out of every dollar you earn and frees up more cash flow in your budget. It also helps you avoid financial distress so you don't have to struggle to make ends meet. The following strategies and tips can help you reduce your monthly spending so you can save money and achieve your financial goals faster.