Discharge of your Debts: Chapter 7 is not really a reorganization, but rather a complete discharge of all of the debt you may have at the time, with certain statutory exceptions.
Due to the increase in identity theft occurrences, identity theft has become the object of much discussion. The term identity theft has been used to describe a variety of crimes including credit card fraud and general theft. However, identity theft specifically refers to the theft and use of personal identifying information of an actual person.
